What is tow truck insurance?
Servicing vehicles on roads’ shoulders is dangerous work, especially when it’s dark, raining or snowing. Purchasing tow truck insurance won’t do anything to prevent an accident from occurring on the road or elsewhere, but it can help Massachusetts towing operators ensure they’re financially protected should something happen.
Tow truck insurance policies provide specialized coverage for tow trucks and wreckers. Most policies protect trucks, the vehicles they tow, and the businesses that operate them.
What Massachusetts businesses should consider purchasing towing insurance?
Most Massachusetts businesses that operate tow trucks ought to purchase towing insurance. Policies are available for flatbed wreckers and wheel-life models. Additionally, policies can be purchased by statewide companies, local businesses and solo owner-operators.
Some examples of businesses that might need towing insurance include tow truck operators, local mechanics and auto service centers. Even police departments and charities that accept vehicle donations might need a policy, if they tow vehicles themselves. (Many outsource the towing, but some don’t.)