What is taxi insurance?
Driving a taxi anywhere comes with certain risks, and all the more so when navigating Boston’s busy streets or the Northeast’s icy winter roads. Taxi insurance won’t prevent drivers from being in accidents or other things happening. If a Massachusetts taxi driver is ever in an accident, though, having insurance could provide valuable financial protection.
Taxi insurance provides tailored commercial auto coverage for taxi cab operators. Policies can provide a variety of important coverages, and cab drivers may customize coverages for their needs.
What Massachusetts drivers should be carrying taxi cab insurance?
Most taxi operators in Massachusetts will find that taxi cab insurance best suits their coverage needs. Policies generally meet state requirements and offer many additional protections.
This includes both companies with fleets of cabs and owner-operators who run just a single cab.
Can limousine operators get taxi cab insurance?
Limousine operators have many of the same coverage needs as taxi operators, and a taxi cab policy might indeed meet a limo operator’s coverage needs. The same is true for black-car drivers, executive transport services, and other professional for-hire cars.
Before purchasing a taxi cab policy, however, limo operators should confirm that a taxi cab policy does have all of the coverage they want. An insurance agent specializing in taxi cab policies can check coverages.