What is handyman insurance?
Performing general repairs for homeowners and business owners can be profitable work, but it’s not without potential risks. From lawsuits to property losses, handyman insurance can help general repair professionals shield themselves from a range of potential risks.
Handyman insurance offers specialized commercial coverage for handymen (and handywomen). Policies typically come with several coverages bundled together at an affordable rate.
Who in Massachusetts should have self-employed handyman insurance?
Most self-employed general repair professionals in Massachusetts should consider self-employed handyman insurance. Many of these professionals are sole proprietors, but they could have LLCs.
Professionals who have more specialized skills may need a somewhat more specialized insurance policy. Plumbers, electricians, carpenters, masons and other skilled tradesmen are often better served by a policy that’s specific to their work.
An insurance agent who specializes in handyman and similar policies can help determine which type of policy would be best for a specific scope of work.