What is Wedding Insurance?
Weddings are a time of great celebration, but things can go wrong even during major celebrations. Wedding insurance is available to Massachusetts couples who wish to protect themselves from the liability risks that come with hosting such a ceremony.
Wedding insurance is a specialized event insurance that’s tailored for couples and others who are hosting weddings. In order to protect against various risks, most policies are underwritten as package policies that bundle several individual coverages together.
Who in Massachusetts Should Consider Purchasing Wedding Liability Insurance?
Anyone who could be construed as hosting a wedding might want wedding liability insurance, for people sometimes sue anyone they can if there’s a major incident. Some examples of people who might be construed as hosts and therefore want insurance include:
- Couples who are getting married
- Parents of the bride or groom
- Property owners of the ceremony or reception area
Parents may want coverage if they’re paying for part of the wedding and/or if they’re listed on the wedding invitations.
Importantly, hosts don’t necessary have to live in Massachusetts in order to purchase wedding liability insurance in the state. As long as a wedding is taking place in the state, this is likely where insurance should be purchased if it’s to be procured. Any policy that’s bought in another state might not cover an out-of-state wedding that’s hosted in Massachusetts.