What is Church Insurance?
Churches are exposed to an array of potential risks, and most churches have limited resources available for recovering from disasters. Church insurance helps shield churches and other religious organizations in Massachusetts from many of the risks they face.
Church insurance is a highly specialized form of commercial insurance, with many policies offering coverages that aren’t commonly found in other types of insurance. For this reason, churches should work closely with an insurance agent who specializes in church policies when selecting coverage. A specialized agent will be familiar with the risks that accompany running a church, and they’ll know how policies help protect against those coverages.
What Churches in Massachusetts Need a Church Policy?
Most Massachusetts churches should have a church policy in place, for few churches could afford to recover from a major disaster if they had no coverage in place. While not the only policy option, church policies are usually the most well-suited to churches’ needs.
Other nonprofits that are religiously affiliated, such as parachurch organizations, normally also need insurance. Whether this or another type of insurance is most appropriate for them depends on their particular circumstances. A specialized agent’s expertise can be helpful in determining what insurance policy option makes most sense in this type of situation.