What is plumbing insurance?
Operating a plumbing business presents some unavoidable risks. From car accidents to stolen tools, Massachusetts plumbers may protect themselves against a range of risks by getting plumbing insurance.
Plumbing insurance is a specialized type of commercial insurance designed for plumbers and their businesses. Policies may protect against an array of property and liability risks.
Who in Massachusetts is plumbers insurance for?
Most plumbers in Massachusetts should have plumbers insurance. Not insuring can lead to disastrous financial consequences if there’s a major accident, disaster or other event.
For example, residential plumbers, commercial plumbers, self-employed plumbers and statewide companies might all get this type of policy. HVAC services that do plumbing usually need these coverages too, although they might look for a more expansive policy that has additional protections for HVAC work.
In some situations, certain coverages might not just be recommended but required. Almost every plumber needs some type of commercial auto coverage for their work van or truck. Commercial plumbers working on larger projects may find that their contracts require certain liability coverages.
The easiest way to get these and other important coverages is often through a plumbers policy..